ANILA BALAN; DR. MADHUSOODANAN KARTHA. N. V. “Behavioural Insights into Unified Payment Interface (UPI) Transactions: Linking User Perception and Adoption to Transaction Value”. Educational Administration: Theory and Practice, [S. l.], v. 30, n. 7, p. 1480–1488, 2024. DOI: 10.53555/kuey.v30i7.10970. Disponível em: https://kuey.net/index.php/kuey/article/view/10970. Acesso em: 6 dec. 2025.