Rajesh Naik, and Dr Srinivasa Murthy M. D. “Financial Efficiency of Cooperative Federations in Karnataka: A Study on KSCF Societies and KSSFC Societies”. Educational Administration: Theory and Practice 29, no. 3 (July 30, 2023): 1664–1669. Accessed October 6, 2025. https://kuey.net/index.php/kuey/article/view/10837.