"Exploring The Fintech Frontier: A Systematic Literature Review Of Fintech Integration In Commercial Banks"

Abstract

Financial Technology (Fintech) has emerged as a game-changer in the financial services industry in the last few years. With the goal of offering a thorough grasp of the trends, obstacles, and possibilities in this dynamic subject, this literature review examines the incorporation of Fintech into commercial banks. This study delves into the several ways Fintech is changing conventional banking, consumer relations, risk management, and regulatory compliance by combining the results of numerous academic studies. It also delves at how commercial banks' innovation strategies, competitiveness, and future prospects might be affected by Fintech adoption. This work adds to the academic conversation on commercial banking's use of Fintech via a systematic review of the literature and provides guidance to scholars, practitioners, and policymakers as they negotiate the ever-changing intersection of technology and finance.