A Study On Investment Behaviour Of Midlle Class Households With Reference To Dakshina Kannada Distrcit.

Abstract

Investing wisely to deliver optimal returns while meeting various financial obligations can be a daunting task. Middle-class households in India grapple with balancing daily expenses amid the complexity of financial decision-making. In this context, allocating funds for investment purposes becomes a significant effort. This study examines the investment and saving patterns of middle-class households in Dakshina Kannada district, aiming to provide insights for policy makers, financial institutions and individuals alike. Combining demographical analysis with income assessment and exploring investment preferential, the study is attempting to uncover the intricately woven dynamics influencing financial behaviors. Although recognizes potential drawbacks linked to convenience samplings and a encompass-sectional perspective, its discoveries shed light on routes to well-informed investments and financial empowerment for families in the middle strata. By comprehensively understanding demographic nuances, income dynamics, and investment inclinations, stakeholders can collaboratively pave the way for a more resilient and inclusive financial landscape, thereby assisting middle-class households in achieving their financial aspirations and securing their future.