The Digital Transformation In Algeria's Banking Sector: What Opportunities For The Country's Economy?

Abstract

The purpose of this paper is to describe the advances and implications of digital transformation for banking and the national economy. The hypothesis posed is that digitalization has led to upheavals in the traditional model of providing banking services, which consequently makes it possible to participate in national production. To verify this hypothesis, a descriptive and analytical approach to banking sector data was adopted. The results of the study revealed that digitisation is making considerable progress, playing a key role in in the development of payment methods and consequently in financial inclusion and economic growth in Algeria.