CHALLENGES IN IMPLEMENTATION OF PMAY AT MANIPUR

Abstract

The Pradhan Mantri Awas Yojana (PMAY), a leading initiative by Government of India to ensure “Housing for All” by 2024. The PMAY has two wings namely Pradhan Mantri Awas Yojana (Gramin) and Pradhan Mantri Awas Yojana (Urban).  Providing housing to Manipur poor family of urban and rural have been a government schemes that set targets for providing house to all the homeless Manipuri. The scheme is not only for homeless it also cover the up gradation of kuchcha house to pucca house. The schemes also stretches on empowering Manipuri women by making woman to be listed as the co-owner of the house. Women who fall under the Economically Weaker Sections (EWS) and Lower Income Group (LIG) are eligible for a 6.5% rebate on loans up to Rs. 6 lakh. Manipur does not have slum dweller and homeless person yet there is need of government intervention for better lifestyle. Article 21, Right to Life of India’s constitution has an interpretation of better life as a part of right to life, as Supreme Court has been interpreted to include the right to shelter. PMAY has cover a wide range of political and eonomic issues and assisted in resolving some of them. By analyzing the challenges face in implementation of PMAY, it will enhance to make the scheme more fruitful and realistic in dealing the political issues.