Enhancing Security in E-Banking through Artificial Intelligence
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Abstract
Online banking, also known as internet banking or e-banking, has revolutionized the financial industry by allowing customers to conduct various financial transactions electronically. However, with the convenience of e-banking comes significant security challenges, including phishing, malware attacks, and social engineering. Artificial Intelligence (AI) offers promising solutions to these security threats by enabling real-time fraud detection, enhancing authentication methods, and improving risk assessment capabilities. This paper explores the specific security issues in e-banking, evaluates the role of AI in mitigating these risks, and discusses the challenges faced in adopting AI technologies in the banking sector.